What moved, and what to tell your buyer.
A government bond benchmark, not a mortgage quote. Source: U.S. Treasury.
Seven counties. Who has the leverage?
Colored by months of inventory. Under six months favors sellers; past nine, buyers can negotiate. Tap a county for its numbers and neighborhoods.
The four things that kill coastal deals late.
Run the address before you write the offer. Flood zone from FEMA, windstorm area from TWIA, USDA eligibility from USDA's own map, and where to check a condo's approval.
Checked live against FEMA, USDA and TWIA.
Which programs fit your buyer?
Answer five questions. You'll see which state programs your buyer likely qualifies for and why. Jon confirms eligibility on every file.
The files the builder's lender sends back.
If Jon takes the file, he closes it. One-off transaction types and non-QM are the only exceptions, and you'll hear that up front.
Hand Jon the buyer. Keep your evening.
What happens after you send it
- Jon calls the buyer, usually the same day.
- You get a text at every milestone: pre-approval, appraisal, clear-to-close.
- Clear-to-close averages 16 business days from application.
Realtor desk. Payment illustrations, property guides and the event calendar for approved agents.
Open the desk